Summertime is here. It is time to plan great road trips with friends and family. If you are planning on driving to a foreign country such as Mexico or Canada, you will want to know if your Auto Insurance In Lebanon PA will cover you. While there are some policies and companies that will include this type of travel in your standard coverage, there are other companies that will not.
The Auto Insurance Lebanon PA offer is not always written with this specific question in mind. You may have to read the small print of your auto policy to find out whether or not you are covered. If you do not see it in your policy, do not automatically assume that you do not have coverage. Call your insurance agent or your insurance company to inquire. They will be able to tell you.
If you have coverage in these areas, you will want to ask them exactly what the procedure is in the case of an accident outside of the country. You will want to know who to call, and exactly what is expected of you, especially if the accident is your fault. This knowledge can keep you from spending unnecessary money while you are on vacation. You may want to also ask if your rental coverage will extend to companies outside of the states. If you have an accident and are unable to drive your vehicle, you want to ensure that you are able to get back home.
If your Auto Insurance Lebanon PA does not include this type of coverage, you will want to find a third party company that will give you a policy for a short period of time. There are companies that cover this type of insurance. You are able to find coverage for very short periods of time. You never want to be in an auto accident, whether here or out of the country, but knowing that you are covered in case of one can save you a lot of headaches and heartbreak. Depending on the situation, it may even save you from having to go to jail.